All the income of Quibus is through fees billed to clients and under no circumstances through marketing commissions for retirement products. This demonstrates the importance we place on client loyalty in order to always keep our opinion independent from the interests of insurance companies, fund management companies, pension fund companies and banks.

We started our professional business in 1998 with income billed to our clients, and we continue without charging commissions.

Before talking about fees, an exchange of views is more important when making contact with clients and assessing their needs. Our aim is to offer an accessible, personalised service to the people interested in our services.  That is why the first consultation is free.

People can also have online consultations that will be answered by a telephone call or by an e-mail, both free of charge.