All Quibus’ income comes from fees invoiced to clients and under no circumstances from marketing commissions for retirement products. We are firmly committed to loyalty towards our clients which involves keeping our opinion independent from the interests of insurance companies, fund management companies, pension fund companies and banks.

We started our professional business in 1998 with invoices to our clients providing our income, and we still do not receive commissions to this day.

Before talking about fees, an exchange of views is more important when making contact with clients and assessing their needs. Our aim is to offer an accessible, personalised service to the people interested in our services. That is why the first consultation is free.

We provide the option of online consultations that will be answered by a telephone call or by email, both free of charge.